My co-worker has so graciously let me borrow her FPU (Financial Peace University) kit. The kit comes with the book Financial Peace by Dave Ramsey, a hard cover workbook, the envelope system to keep your money, tip cards and 15 audio CDs breaking down the lessons in the book. We were going to sign up for FPU but it was $100 and I have already read The Total Money Makeover... I know the steps and I just have to put it in action. Plus we have tickets to see Dave live in March.
These CD's are truly inspirational and if you need a kick in the ass to get going on this then make one last purchase.
I have considered calling in to Dave's radio show but I work during the hours he is on the air. I have thought about writing to him but I think he only answers on the air. What I would ask is: Of all the examples you give in your books no one has as much student loan debt as us. What are your recommendations? We have started investing in our company match 401Ks... should we hold off for now? How drastic should we go on this? With gazelle intensity when do you see us being debt free?
I guess we will have to come up with our own answers. Step 1: Save $1000 in an emergency fund... Done. Step 2: Work the debt snowball.... (for the next 5 years for us). The journey continues...
No comments:
Post a Comment