How much is acceptable for a weekly allowance? $20, $40, $60? My friend and fellow bean counter told me she takes an allowance of $20 a week to do whatever she wants with. That seems like a great idea, but lets take a look at what would be acceptable for us.
We both take $20/week = $40 x 4 = $160
Disposable income = $400 - $160 = $240
We both take $10/week = $20 x 4 = $80
Disposable income = $400 - $80 = $320
I just can't see giving up our cell phones for that. Am I being unreasonable? I did go from freaking out about the budget to basically putting an iron clad lock on our spending. Where is a happy medium? Food for thought...
Last night I got home from work and got the mail. To my surprise there was an insufficient funds notice from an account that I closed 4 months ago. You can only imagine the rage running through my veins at that time. I decided to worry about it the next morning and put it out of my mind.
6:00am alarm goes off and my first thought was... great... I have to spend an hour dealing with this mess. I called first thing, knowing it was 8:00am eastern time, and after hitting the pound button a hundred times to bypass the "enter your account please" I finally got a rep on the phone. I explained that my account should have been closed 4 months ago and then was put on hold. Shockingly the lady came back on the line and said that it was the banks fault. THE BANKS FAULT! Have you ever heard a bank say that? Ever?
A wave of relief hit me and I couldn't help but assume this day was going to be awesome! I headed to work and then realized the phones were not working properly, my software froze up and the heating duct outside my office sprung a cold air leak. Well so much for starting your day on a good note!
1-14-11 update: We spoke last night and decided that until March we will not have an allowance. These months are for correcting bad habits and spending the cash in our pockets is a VERY bad habit.
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