Are You Skinny or Fat?

Seriously look at yourself in the mirror and make a decision.  Either you could do with more exercise and some healthy foods or you give up on yourself. You are going to have to work hard to keep in shape for the rest of your life.  All of us are!

Dave uses this example when talking about your finances.  You need to continue to education yourself and work hard to control your money and spending habits. Time to take a good look at your bills and accounts... just do it! Your bills aren't going away on their own (I wish!). So take a look at what you have and start to schedule some time into your day to work with your money. Just like you do (or should do) with exercise.

I started working out again on Sunday after a long holiday/travel break. The first day I was forcing myself to lift weights. The second day I got up an hour early and lifted more weights. The third day I got up before my alarm and lifted weights again... THEN when I got home from work I did a 30 min cardio workout on the treadmill. What changed on that third day?  Besides some new tunes on my ipod and jamming out on the way home, I had major energy. I was ready to run my ass off... literally!

That was exactly how it was with starting this debt snowball... or working on our budget. We were pushing ourselves and resisting. Then all of the sudden we saw we had more money to put on debt. We were energized and ready to make some big payments.

Now get some motivation and get to work already!